Privacy Policy

1. Who We Are

Oak Capvern App ("we", "us", "our") provides informational content and tools intended to support decision-making for investors and small business owners. This policy applies to all visitors, users, and others who access our website (the "Site").

2. Information We Collect

We may collect the following categories of information:

• Information you provide directly: such as your name, email address, and any details submitted through contact forms, lead forms, or enquiries.
• Usage data: including pages visited, time spent on the Site, referring URLs, and general interaction data collected automatically through standard web technologies.
• Device and technical data: such as browser type, operating system, and approximate location derived from IP address.
• Cookies and similar technologies: used to support Site functionality and understand aggregate usage patterns.

3. How We Use Information

We use collected information for purposes that may include:

• Operating, maintaining, and improving the Site and its content.
• Responding to enquiries submitted through contact or lead forms.
• Understanding how visitors use the Site so we can improve usability and content relevance.
• Communicating with you about updates, if you have opted in to receive such communications.
• Complying with legal obligations and protecting the security and integrity of our Site.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, our legitimate interests in operating and improving our services, and compliance with legal obligations. Where we rely on consent, you may withdraw it at any time.

5. Cookies

Our Site may use cookies and similar tracking technologies to distinguish you from other users, remember preferences, and analyse how the Site is used. You can control or disable cookies through your browser settings; however, doing so may affect the functionality of certain features on the Site.

6. Sharing of Information

We do not sell personal information. We may share information with:

• Service providers who assist us in operating the Site or delivering services on our behalf, subject to confidentiality obligations.
• Professional advisors, where necessary for legal, accounting, or other professional purposes.
• Authorities or third parties, where required by law, regulation, or legal process, or to protect our rights and the safety of others.

7. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes described in this policy, unless a longer retention period is required or permitted by law.

8. Data Security

We implement reasonable technical and organisational measures designed to protect information from unauthorised access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. Your Rights

Depending on your location and applicable law, you may have rights regarding your personal information, which can include the right to access, correct, delete, or restrict the processing of your data, and the right to object to certain processing or request data portability. To exercise any such rights, please contact us using the details provided on our Site.

10. Third-Party Links

Our Site may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their respective privacy policies.

11. Children's Privacy

Our Site is not directed at children, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

12. International Data Transfers

Information we collect may be stored or processed in countries other than your own. Where such transfers occur, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any updates will be posted on this page with a revised effective date.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out via the contact details listed in our website footer or through our Site's contact form.